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Orange County Estate Planning Attorney Holly Nabiey Discusses things to consider when creating and modifying your estate plan and understanding Medi-Cal Benefits and long-term nursing care.

Overview of Medi-Cal Benefits for Long-Term nursing Care

Medi-Cal is a state and federally funded program designed to pay for the long-term nursing care costs of eligible individuals who meet the resource requirements. While it may be difficult to believe even our wealthiest clients could potentially qualify for Medi-Cal and contrary to popular belief Medi-Cal is not reserved only for the indigent. Without the help of Medi-Cal paying for long term nursing care cost individual could be expected to pay $8,000 or more per month on their care each year. California publishes the official figures as to what the average private pay rate for long-term nursing care is, this year that number is $7,549 per month. In the course of one year that’s nearly $90,000 that an individual could expect to pay out-of-pocket for their care without the help of Medi-Cal. Thankfully there are programs out there such as Medicare to assist with those costs, the first step however is eligibility. So to qualify for Medi-Cal, you have to be eligible. In the next video we will explain that process to you. After viewing the videos if you have any questions please call our office. We’re here to help you and we will answer any questions you have along the way.

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