Most people want the IRA that they left to their children to go on to their grandchildren, rather than to the spouse. An IRA Sub-Trust may be the answer.
Articles about Checks to Trusts
You May Need To Consider The Benefits of Creating an IRA Sub-Trust if your beneficiaries are not great money managers in order to really benefit them.
A dementia diagnosis may mean you will lack capacity to update your estate plan in the near future. It is important to update your estate plan to address your needs.
When a trust receives a check, the trustee is responsible for depositing it. Also, the trustee must make sure it is handled properly and keep accurate records.