We consider every client as part of our family. Our businesss is based upon the "Golden Rule" principle. Therefore we are particularily excited when a young couple joins our family by asking us to do their estae plan. This couple's motivating factor was naming a guardian for their two very young sons and assuring that if both parents passed away that their sons didn't inherit all of the parents assets on their 18th birthday. We were able to further help these clients with an IRA Subtrusts for each of their sons because the parents have 401k's and IRA's.